Novo: Free Business Bank Account for Small Businesses | Novo
Banking Built for Independent Businesses
Get paid, move money, and manage cash flow—with a free business checking account and a platform that was actually designed for you.
HOW TO PUT NOVO TO WORK
Manage your banking
See what's coming in, what's going out, and what needs your attention without digging through spreadsheets.
Get started quickly
Open your account, set up invoicing, and start getting paid in just a few clicks.
Connect your tools
Connect accounting, payments, and payroll tools so everything stays in sync.
Grow your business
Handle more volume, plan ahead, and make smarter decisions without adding more busywork.
Built with AI You Trust
Trusted AI, powered by Claude, OpenAI, and Gemini, helps simplify onboarding and automate tasks like expense categorization—backed by the expertise and oversight of Novo's team.
What Other Independent Business Owners Are Saying
Banking Tools That Make Starting Easier
“Novo solved the challenges I faced as a new business, with QuickBooks integration, easy bank transfers, mailed checks, and invoicing. It’s been simple and seamless without a single issue.”
Joy O'Brien - Starboard Integrative Psychiatry LLC
Clear Finances Without the Hassle
“Novo simplified everything. The interface is clean, setup was easy, and I can always see what’s happening with my finances. It just works in the background, so I can focus on growing my business.”
Mike Taylor - Consultant
Built for Ease, Speed, and Support
Choosing a small business bank felt overwhelming. I needed something simple, with quick access to funds and easy budgeting. Novo stood out for being user-friendly and having fast, reliable support when I needed it. Sara Gilbert - Rooted in Community Non-profit Child Welfare
Banking That Actually Keeps Up With Me
I wish my personal bank had 1/10th of Novo's functionality. It keeps everything organized — receipts, P&L statements, payments, and more. Vendors are always surprised by how easy and fast the payment request feature is. It says a lot!
Anna Schultz - Nana Studios (dba Studio Earl) Set Design & Fabrication Studio
No Delays, No Friction, No Headaches
Novo has completely simplified how I manage my business finances. I can track cash flow in real time, organize expenses, and move money fast. No delays, no friction. It keeps me focused on clients instead of fighting with outdated banking.
Adam Fernandez - A. Fernandez & Co., LLC HR Consulting
Business Banking You Deserve
Clarity at Every Step
Requirements
What business documents do I need to open an account?
Requirements
How do I send money or make a payment?
Making Payments
How does Novo fight ACH and check fraud?
Scams and Fraud
What are Novo Reserves?
Novo Reserves
Banking That Knows What You're Up Against
Running a business is hard enough. Your bank should make it easier to get paid, move money, and stay on top of cash.