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**Turning a Single Airbnb into an 8-Property Hospitality Brand** Spotlight](https://www.novo.co/learn/small-business-lessons-new-orleans-retailer-dear-valentine)\\
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**How the Married Owners of a Tea Company Make Space for Life Outside of Work** Spotlight](https://www.novo.co/learn/small-business-leadership-atlanta-tea-company-just-add-honey)

## Stories, Articles, and Resources Based on Real Entrepreneurs to Inspire Your Journey and Improve Your Financial Know-how

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Expert Insights\\
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**Practical Financial Management: Keep Your Business And Personal Finances Separate**](https://www.novo.co/learn/practical-financial-management-keep-your-business-and-personal-finances-separate)

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Expert Insights\\
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**Self-Care Begins with the Way We Speak to Ourselves** \\
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Expert Insights](https://www.novo.co/learn/self-care-begins-with-the-way-we-speak-to-ourselves)

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In the Spotlight\\
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**The Content Creator Who Built His Agency From Scratch** \\
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In the Spotlight](https://www.novo.co/learn/the-content-creator-who-built-his-agency-from-scratch)

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In the Spotlight\\
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**‘Do it Scared’: NaKeitha Melton on Bravery as a Business Owner** \\
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In the Spotlight](https://www.novo.co/learn/nakeitha-k-creative-business-feature)

## Novo Features

7:21

7:21
How Novo’s Invoicing System Helped Me Simplify My Wedding Photography Business
2:20
I Was Overwhelmed by Bookkeeping
2:12
How Novo Can Help You Get Paid On Time
2:59
Avoiding Tax Surprises as a Freelancer

## What No One Tells You About Running a Business

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Expert Insights\\
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**Paying Yourself Like a CEO**](https://www.novo.co/learn/paying-yourself-like-a-ceo)

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Spotlight\\
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**Our employee stole from us, and our bank let it happen. Now, we’re tougher, smarter business owners** \\
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Spotlight](https://www.novo.co/learn/small-business-lessons-from-HVAC-R)

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Learn\\
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**3 Things This Montessori Furniture Manufacturer Can’t Live Without** \\
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Learn](https://www.novo.co/learn/small-business-tools-virginia-toy-company-blueberry-and-third)

## Get started with [a Stripe fee calculator](https://www.novo.co/learn/stripe-fee-calculator), [small business accounting tips](https://www.novo.co/learn/small-business-accounting), or [learn how to manage fluctuating income](https://www.novo.co/learn/webinar-how-to-manage-fluctuating-income)

## Banking Resources

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**FDIC Insurance for a Business Account: How Coverage Works**](https://www.novo.co/business-banking-security/fdic-insurance)
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**ACH Fraud Prevention — Small Business**](https://www.novo.co/business-banking-security/ach-fraud)
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**Business vs Personal Checking: What Every Owner Should Know**](https://www.novo.co/business-checking/vs-personal)
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**Business Sub-Accounts: How to Bucket Your Money for Taxes, Payroll, and Profit**](https://www.novo.co/business-checking/sub-accounts)
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**What Is ACH? Business ACH Transfers Explained**](https://www.novo.co/business-payments/ach)
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**Business Checking Account Requirements: The Complete Document Checklist**](https://www.novo.co/business-checking/requirements)
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**Common Business Banking Scams: How They Work and How to Stop Them**](https://www.novo.co/business-banking-security/scams)
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**Business Checking for LLC Owners**](https://www.novo.co/business-checking/llc)
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**Best Time Tracking Software for Small Business**](https://www.novo.co/software/time-tracking)
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**Best Tax Preparation Software for Small Business**](https://www.novo.co/software/tax-prep)
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**Best Project Management Software for Small Business**](https://www.novo.co/software/project-management)
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**Best Point of Sale Software for Small Business**](https://www.novo.co/software/pos)
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**Best Payment Processing Software for Small Business**](https://www.novo.co/software/payment-processing)
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**Best Inventory Management Software for Small Business**](https://www.novo.co/software/inventory)
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**Best Expense Management Software for Small Business**](https://www.novo.co/software/expense-management)
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**Best E-Commerce Software for Small Business**](https://www.novo.co/software/ecommerce)
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**Best CRM Software for Small Business**](https://www.novo.co/software/crm)
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**Best Invoicing Software for Small Business**](https://www.novo.co/software/invoicing)
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**Best Payroll Software for Small Business**](https://www.novo.co/software/payroll)
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**Best Accounting Software for Small Business**](https://www.novo.co/software/accounting)
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**Invoice Template for Web Designers — Templates, Guides, and How-To**](https://www.novo.co/invoicing/web-designers)
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**Invoice Template for Virtual Assistants: A Complete Guide to Billing Clients**](https://www.novo.co/invoicing/virtual-assistants)
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**Invoice Template for Vintage & Resale Businesses**](https://www.novo.co/invoicing/vintage-resellers)
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**Invoice Template for Therapists & Counselors: Superbills, HIPAA, and How Payments Reach Your Bank**](https://www.novo.co/invoicing/therapists-counselors)
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**Invoice Template for Tattoo Studios: Deposits, Hourly Rates, and Tax-Ready Billing**](https://www.novo.co/invoicing/tattoo-studios)
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**Invoice Template for Specialty Food Retailers: Fields, Terms, and Tax Rules**](https://www.novo.co/invoicing/specialty-food-retailers)
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**Invoice Template for Real Estate Agents: Referral Fees, BPOs, and Getting Paid**](https://www.novo.co/invoicing/real-estate-agents)
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**Invoice Template for Print-on-Demand Businesses — Fields, Fees, and Sales Tax**](https://www.novo.co/invoicing/print-on-demand)
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**Invoice Template for Pool Service Businesses**](https://www.novo.co/invoicing/pool-service)
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**Invoice Template for Pet Store Owners: Free Templates and Invoicing Guide**](https://www.novo.co/invoicing/pet-stores)
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**Invoice Template for Pest Control Businesses: What to Include and How to Get Paid**](https://www.novo.co/invoicing/pest-control)
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**Invoice Template for Painters — Templates, Guides, and How-To**](https://www.novo.co/invoicing/painters)
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**Invoice Template for Nutritionists: Superbills, HSA/FSA, and Payment Guide**](https://www.novo.co/invoicing/nutritionists)
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**Invoice Template for Nail Salons: Guides, PDF, and How-To**](https://www.novo.co/invoicing/nail-salons)
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**Invoice Template for Moving Companies: What to Include, How to Send It, and How to Get Paid**](https://www.novo.co/invoicing/movers)
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**Invoice Template for Meal Prep Businesses: How to Bill Weekly Clients, Corporate Accounts, and One-Off Orders**](https://www.novo.co/invoicing/meal-prep-businesses)
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**Invoice Template for Solo Practice Lawyers: Formats, Rules, and How-To**](https://www.novo.co/invoicing/lawyers-solo-practice)
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**Invoice Template for Lawn Care Businesses: Fields, Examples, and Billing Tips**](https://www.novo.co/invoicing/lawn-care)
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**Invoice Template for Juice Bars: How to Bill Catering, Wholesale, and Cleanse Clients**](https://www.novo.co/invoicing/juice-bars)
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**Invoice Template for Insurance Agents: Fields, Examples, and How to Get Paid**](https://www.novo.co/invoicing/insurance-agents)
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**Invoice Template for HVAC Technicians — Templates, Guides, and How-To**](https://www.novo.co/invoicing/hvac-technicians)
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**Invoice Template for Handyman Businesses: Templates, Guides, and How-To**](https://www.novo.co/invoicing/handyman-businesses)
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**Invoice Template for Independent Financial Planners: How to Bill Clients Cleanly**](https://www.novo.co/invoicing/financial-planners)
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**Invoice Template for Event Venues: Free Template and Guide**](https://www.novo.co/invoicing/event-venues)
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**Invoice Template for Estheticians: Free Template and Invoicing Guide**](https://www.novo.co/invoicing/estheticians)
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**Invoice Template for Electricians: What to Include, How to Get Paid**](https://www.novo.co/invoicing/electricians)
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**Invoice Template for Chiropractors: CPT Codes, Superbills, and Billing Tips**](https://www.novo.co/invoicing/chiropractors)
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**Invoice Template for Boutique Owners: Retail, Wholesale, and Consignment**](https://www.novo.co/invoicing/boutiques)
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**Invoice Template for Bars & Nightlife: Guides, Line Items, and How-To**](https://www.novo.co/invoicing/bars)
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**Invoice Template for Barbershops: Templates, Guides, and How-To**](https://www.novo.co/invoicing/barbershops)
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**Invoice Template for Bakeries: Wholesale, Custom, and Retail Guide**](https://www.novo.co/invoicing/bakeries)
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**Invoice Template for Amazon Sellers: Requirements, Copyable Template, and How to Send Them**](https://www.novo.co/invoicing/amazon-sellers)
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**Invoice Template for Acupuncturists: Templates, Codes, and Billing Guide**](https://www.novo.co/invoicing/acupuncturists)
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**Web Designers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/web-designers)
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**Virtual Assistants Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/virtual-assistants)
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**Vintage & Resale Businesses: Business Expenses and Tax Deductions**](https://www.novo.co/business-expenses/vintage-resellers)
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**Therapists & Counselors Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/therapists-counselors)
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**Tattoo Studios Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/tattoo-studios)
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**Specialty Food Retailers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/specialty-food-retailers)
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**Real Estate Agents Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/real-estate-agents)
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**Print-on-Demand Businesses: Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/print-on-demand)
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**Pool Service Businesses Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/pool-service)
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**Pet Store Owners Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/pet-stores)
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**Pest Control Businesses: Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/pest-control)
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**Painters Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/painters)
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**Nutritionists Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/nutritionists)
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**Nail Salons Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/nail-salons)
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**Moving Companies Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/movers)
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**Meal Prep Businesses Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/meal-prep-businesses)
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**Solo Practice Lawyers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/lawyers-solo-practice)
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**Lawn Care Businesses: Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/lawn-care)
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**Juice Bars Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/juice-bars)
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**Insurance Agents Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/insurance-agents)
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**HVAC Technicians Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/hvac-technicians)
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**Handyman Businesses Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/handyman-businesses)
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**Independent Financial Planners Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/financial-planners)
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**Event Venues Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/event-venues)
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**Estheticians Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/estheticians)
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**Electricians Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/electricians)
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**Chiropractors Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/chiropractors)
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**Boutique Owners Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/boutiques)
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**Bars & Nightlife Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/bars)
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**Barbershops Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/barbershops)
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**Bakeries Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/bakeries)
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**Amazon Sellers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/amazon-sellers)
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**Acupuncturists Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/acupuncturists)
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**Best Business Bank for Web Designers: Business Checking Guide**](https://www.novo.co/best-bank-for/web-designers)
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**Best Business Banking for Virtual Assistants**](https://www.novo.co/best-bank-for/virtual-assistants)
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**Best Bank for Vintage & Resale Businesses**](https://www.novo.co/best-bank-for/vintage-resellers)
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**Best Bank for Therapists & Counselors**](https://www.novo.co/best-bank-for/therapists-counselors)
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**Best Bank for Tattoo Studios**](https://www.novo.co/best-bank-for/tattoo-studios)
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**Best Bank for Specialty Food Retailers**](https://www.novo.co/best-bank-for/specialty-food-retailers)
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**Best Bank for Real Estate Agents: Business Checking for Realtors**](https://www.novo.co/best-bank-for/real-estate-agents)
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**Best Business Checking Account for Print-on-Demand Businesses**](https://www.novo.co/best-bank-for/print-on-demand)
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**The Best Bank for Pool Service Businesses**](https://www.novo.co/best-bank-for/pool-service)
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**Best Bank for Pet Store Owners**](https://www.novo.co/best-bank-for/pet-stores)
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**Best Business Bank for Pest Control Businesses**](https://www.novo.co/best-bank-for/pest-control)
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**Best Business Banking for Painters**](https://www.novo.co/best-bank-for/painters)
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**Best Business Bank for Nutritionists**](https://www.novo.co/best-bank-for/nutritionists)
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**Best Business Bank for Nail Salons**](https://www.novo.co/best-bank-for/nail-salons)
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**Best Business Bank for Moving Companies**](https://www.novo.co/best-bank-for/movers)
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**Best Bank for Meal Prep Businesses**](https://www.novo.co/best-bank-for/meal-prep-businesses)
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**Best Bank for Solo Practice Lawyers**](https://www.novo.co/best-bank-for/lawyers-solo-practice)
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**Best Business Bank for Lawn Care Businesses**](https://www.novo.co/best-bank-for/lawn-care)
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**Best Bank for Juice Bars**](https://www.novo.co/best-bank-for/juice-bars)
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**Best Business Banking for Insurance Agents**](https://www.novo.co/best-bank-for/insurance-agents)
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**Best Bank for HVAC Technicians**](https://www.novo.co/best-bank-for/hvac-technicians)
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**Best Business Bank for Handyman Businesses**](https://www.novo.co/best-bank-for/handyman-businesses)
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**Best Business Bank for Independent Financial Planners**](https://www.novo.co/best-bank-for/financial-planners)
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**Best Business Banking for Event Venues: Checking for Wedding and Event Spaces**](https://www.novo.co/best-bank-for/event-venues)
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**Best Bank for Estheticians**](https://www.novo.co/best-bank-for/estheticians)
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**Best Business Bank for Electricians**](https://www.novo.co/best-bank-for/electricians)
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**Best Bank for Chiropractors**](https://www.novo.co/best-bank-for/chiropractors)
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**Best Business Banking for Boutique Owners**](https://www.novo.co/best-bank-for/boutiques)
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**Best Business Bank for Bars & Nightlife**](https://www.novo.co/best-bank-for/bars)
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**Best Bank for Barbershops: Business Checking for Barber Shops**](https://www.novo.co/best-bank-for/barbershops)
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**Best Bank for Bakeries**](https://www.novo.co/best-bank-for/bakeries)
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**Best Business Banking Solution for Amazon Sellers**](https://www.novo.co/best-bank-for/amazon-sellers)
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**Best Bank for Acupuncturists: Business Checking for Acupuncture Practices**](https://www.novo.co/best-bank-for/acupuncturists)
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**Invoice Template for Yoga Studios: A Practical Guide to Billing Classes, Memberships, and Privates**](https://www.novo.co/invoicing/yoga-studios)
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**Invoice Template for Shopify Store Owners: A Practical Guide**](https://www.novo.co/invoicing/shopify-stores)
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**Invoice Template for Retail Store Owners: Wholesale, Custom Orders, and Net-30 Buyers**](https://www.novo.co/invoicing/retail-stores)
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**Invoice Template for Restaurant Owners: Catering, Events, and B2B Billing**](https://www.novo.co/invoicing/restaurants)
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**Invoice Template for Plumbers: Free Plumbing Invoice Template and Billing Guide**](https://www.novo.co/invoicing/plumbers)
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**Invoice Template for Personal Trainers: Templates, Guides, and How-To**](https://www.novo.co/invoicing/personal-trainers)
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**Invoice Template for Massage Therapists: Free Template and How-To Guide**](https://www.novo.co/invoicing/massage-therapists)
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**Invoice Template for Marketing Agencies: Billing Models, Templates, and Payment Terms**](https://www.novo.co/invoicing/marketing-agencies)
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**Invoice Template for Landscapers: Free Templates and How to Bill Every Job**](https://www.novo.co/invoicing/landscapers)
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**Invoice Template for Hair Salons: Free Template and How-To Guide**](https://www.novo.co/invoicing/hair-salons)
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**Invoice Template for Freelance Developers: How to Bill Clients and Get Paid**](https://www.novo.co/invoicing/freelance-developers)
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**Invoice Template for Food Truck Owners: Catering, Events, and B2B Billing**](https://www.novo.co/invoicing/food-trucks)
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**Invoice Template for Etsy Sellers: Templates, Guides, and How-To**](https://www.novo.co/invoicing/etsy-sellers)
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**Invoice Template for E-Commerce Businesses: Templates, Guides, and How-To**](https://www.novo.co/invoicing/ecommerce-businesses)
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**Invoice Template for Coffee Shops: Templates, Guides, and How-To**](https://www.novo.co/invoicing/coffee-shops)
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**Invoice Template for Cleaning Businesses — Templates, Guides, and How-To**](https://www.novo.co/invoicing/cleaning-businesses)
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**Invoice Template for Catering Businesses: Free Template and Invoicing Guide**](https://www.novo.co/invoicing/caterers)
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**Invoice Template for Accountants & Bookkeepers: Templates, Guides, and How-To**](https://www.novo.co/invoicing/accountants-bookkeepers)
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**Yoga Studios Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/yoga-studios)
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**Shopify Store Owners Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/shopify-stores)
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**Retail Store Owners Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/retail-stores)
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**Restaurant Owners Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/restaurants)
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**Plumbers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/plumbers)
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**Personal Trainers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/personal-trainers)
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**Massage Therapists Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/massage-therapists)
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**Landscapers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/landscapers)
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**Hair Salons Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/hair-salons)
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**Freelance Developers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/freelance-developers)
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**Food Truck Owners Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/food-trucks)
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**Etsy Sellers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/etsy-sellers)
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**Business Expenses and Tax Deductions for E-Commerce Businesses**](https://www.novo.co/business-expenses/ecommerce-businesses)
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**Coffee Shops Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/coffee-shops)
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**Cleaning Business Expenses and Tax Deductions**](https://www.novo.co/business-expenses/cleaning-businesses)
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**Catering Businesses Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/caterers)
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**Accountants & Bookkeepers Business Expenses & Tax Deductions**](https://www.novo.co/business-expenses/accountants-bookkeepers)
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**Best Bank for Yoga Studios**](https://www.novo.co/best-bank-for/yoga-studios)
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**Best Bank for Shopify Store Owners**](https://www.novo.co/best-bank-for/shopify-stores)
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**Best Business Banking Solution for Retail Store Owners**](https://www.novo.co/best-bank-for/retail-stores)
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**Best Bank for Restaurant Owners**](https://www.novo.co/best-bank-for/restaurants)
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**Best Business Bank for Plumbers**](https://www.novo.co/best-bank-for/plumbers)
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**Best Bank for Personal Trainers**](https://www.novo.co/best-bank-for/personal-trainers)
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**Best Bank for Massage Therapists: Business Checking for LMTs**](https://www.novo.co/best-bank-for/massage-therapists)
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**Best Business Banking for Landscapers**](https://www.novo.co/best-bank-for/landscapers)
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**Best Bank for Hair Salons: Business Checking Options for Salon Owners**](https://www.novo.co/best-bank-for/hair-salons)
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**Best Bank for Freelance Developers**](https://www.novo.co/best-bank-for/freelance-developers)
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**Best Business Bank for Food Truck Owners**](https://www.novo.co/best-bank-for/food-trucks)
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**Best Bank for Etsy Sellers: Business Checking for Etsy Shops**](https://www.novo.co/best-bank-for/etsy-sellers)
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**Best Business Bank for E-Commerce Businesses**](https://www.novo.co/best-bank-for/ecommerce-businesses)
- \\
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