Yourtools talk

Most businesses already have the tools they need. Novo connects them all in one place so you can have clarity, simplicity, and even save money.

WHEN YOUR TOOLS WORK TOGETHER

When your banking works alongside the rest of your tools, running your finances gets a whole lot smoother.

1. Books stay up to date
2. Data stays in sync
3. Reconciliation runs itself
4. Revenue lands in one spot

Books stay up to date

Sync transactions with QuickBooks, Xero, and other accounting tools. Every deposit, payment, and expense shows up in your books the moment it hits your Novo account.

Revenue lands in one spot

Whether money's coming in from Stripe, Etsy, Square, or directly from your vendors, every dollar lands where you already bank, so you always know what you made.

Reconciliation runs itself

No copy-pasting figures between platforms. No reconciling Stripe against QuickBooks at the end of the month. Your records match because they were never out of sync.

Your tools cost less

Pay for tools like Slack, Dropbox, and QuickBooks with your Novo card and save up to 30%. The tools don't change. The price does.

PUT IT TO WORK

The point of connecting your tools isn't the connection. It's the jobs that get easier because of it. Here are a few.

Accept payments

Collect payments from your connected tools and watch them land in your records automatically. No hand-entering, no late updates.

Pay vendors and employees

Pay contractors, vendors, and your team through your connected payroll and payment tools. Every check and transfer flows straight into your records.

Manage and track expenses

Spending flows from your card into your books without you touching it. Categorize once, or let Novo suggest a category based on where the money went.

If You Get Stuck

Connecting tools should be straightforward. If something's not working the way you expect, the answers below will help.

When do payments arrive?

Payment timing depends on the method you use. ACH transfers typically arrive in 1–3 business days, while faster options like instant transfers or card payments can arrive sooner.

How long does invoice processing take?

Invoices are sent instantly, but how long it takes to get paid depends on how your customer pays.

How do I categorize expenses?

Novo makes it easy to keep your books organized so you're always tax-ready. Every time a transaction hits your Novo account, our AI-powered bookkeeping automatically suggests a category based on the merchant and transaction type.

How do I manage vendor payments?

You can pay vendors using bank transfers, checks, or other supported methods, depending on how they prefer to get paid.